Fiscal Year: January - December
Cullen/Frost Bankers, Inc. (CFR), listed on the NYSE, has a market capitalization of $9.30B. As of Jun 12, 2026, the stock is trading at $148.01 per share@else an unavailable price , offering investors a clear view of its current market value. Cullen/Frost Bankers, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 14.39, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Cullen/Frost Bankers, Inc. also offers a dividend yield of 2.79%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Cullen/Frost Bankers, Inc. (CFR) may be undervalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Cullen/Frost Bankers, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Cullen/Frost Bankers, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Cullen/Frost Bankers, Inc. is 14, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Cullen/Frost Bankers, Inc. (CFR) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Cullen/Frost Bankers, Inc. (CFR) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be undervalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Cullen/Frost Bankers, Inc. (CFR) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Cullen/Frost Bankers, Inc.. To access the full SS Score, consider upgrading your subscription.
Cullen/Frost Bankers, Inc. is a significant player in the industry sector, with a market capitalization of $9.30B and a competitive P/E ratio of 14.39. Investors should compare these metrics with industry peers to gauge whether Cullen/Frost Bankers, Inc. is outperforming or underperforming within its sector.
Citi analyst Benjamin Gerlinger raised the firm’s price target on Cullen/Frost (CFR) to $131 from $125 and keeps a Sell rating on the shares.
Evercore ISI lowered the firm’s price target on Cullen/Frost (CFR) to $149 from $150 and keeps an In Line rating on the shares.
As previously reported, Stephens upgraded Cullen/Frost (CFR) to Overweight from Equal Weight with an unchanged price target of $164. The firm, which believes benefits of its organic expansion strategy...
Stephens upgraded Cullen/Frost (CFR) to Overweight from Equal Weight.
DA Davidson analyst Peter Winter raised the firm’s price target on Cullen/Frost (CFR) to $144 from $143 and keeps a Neutral rating on the shares. The firm is positive on…
Stephens raised the firm’s price target on Cullen/Frost (CFR) to $164 from $150 and keeps an Equal Weight rating on the shares. The firm’s positive EPS revision is driven by…
Raymond James raised the firm’s price target on Cullen/Frost (CFR) to $155 from $150 and keeps an Outperform rating on the shares. Cullen/Frost delivered broad-based EPS and PPNR upside with…
SAN ANTONIO, Texas, April 30, 2026 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE: CFR) will host a conference call on Thursday, April 30, 2026 to discuss first quarter 2026 earnings. Earnings Relea...
Board increases quarterly common dividend by 3.0 percent to $1.03 SAN ANTONIO, April 30, 2026 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE:CFR) today reported first quarter 2026 results. Net incom...
SAN ANTONIO, April 7, 2026 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE:CFR) will host a conference call on Thursday, April 30, 2026 to discuss first quarter 2026 earnings. Earnings Release : The...
BofA lowered the firm’s price target on Cullen/Frost (CFR) to $160 from $163 and keeps a Buy rating on the shares. The firm reduced price targets among its regional banks…
Barclays raised the firm’s price target on Cullen/Frost (CFR) to $155 from $150 and keeps an Equal Weight rating on the shares. The firm adjusted targets in the mid-cap bank…
Evercore ISI lowered the firm’s price target on Cullen/Frost (CFR) to $150 from $155 and keeps an In Line rating on the shares as part of the firm’s bank and…
Morgan Stanley analyst Manan Gosalia lowered the firm’s price target on Cullen/Frost (CFR) to $133 from $143 and keeps an Underweight rating on the shares. The median bank stock in…
Amid all the turmoil, there are still some areas of the market that can provide some comfort for investors, even those that in recent years were the source of Wall Street's angst.
Cantor Fitzgerald raised the firm’s price target on Cullen/Frost (CFR) to $152 from $141 and keeps a Neutral rating on the shares. Bank stocks faced a volatile week driven by…
Cantor Fitzgerald raised the firm’s price target on Cullen/Frost (CFR) to $152 from $141 and keeps a Neutral rating on the shares. Bank stocks faced a volatile week driven by…
Morgan Stanley raised the firm’s price target on Cullen/Frost (CFR) to $143 from $136 and keeps an Underweight rating on the shares. The firm is increasing price targets by a…
Evercore ISI raised the firm’s price target on Cullen/Frost (CFR) to $155 from $137 and keeps an In Line rating on the shares. The firm is revising EPS estimates following…
Maxim analyst Michael Diana raised the firm’s price target on Cullen/Frost (CFR) to $161 from $145 and keeps a Buy rating on the shares. The firm is positive on the…
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2026 | 655.26M | Est @ | |
| 2027 | 661.39M | 0.94% | Est @0.9% |
| 2028 | 671.34M | 1.50% | Est @1.5% |
| 2029 | 684.12M | 1.90% | Est @1.9% |
| 2030 | 698.13M | 2.05% | Est @2.0% |
| 2031 | 713.68M | 2.23% | Est @2.2% |
| 2032 | 730.49M | 2.36% | Est @2.4% |
| 2033 | 748.35M | 2.45% | Est @2.4% |
| 2034 | 765.84M | 2.34% | Est @2.3% |
| 2035 | 784.07M | 2.38% | Est @2.4% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | 861.76M | 1.00 | 861.76M |
| 2025A | 127.33M | 1.00 | 127.33M |
| 2026E | 655.26M | 1.08 | 606.30M |
| 2027E | 661.39M | 1.17 | 566.26M |
| 2028E | 671.34M | 1.26 | 531.83M |
| 2029E | 684.12M | 1.36 | 501.47M |
| 2030E | 698.13M | 1.47 | 473.50M |
| 2031E | 713.68M | 1.59 | 447.89M |
| 2032E | 730.49M | 1.72 | 424.18M |
| 2033E | 748.35M | 1.86 | 402.09M |
| 2034E | 765.84M | 2.01 | 380.75M |
| 2035E | 784.07M | 2.17 | 360.69M |
| Terminal | 14.42B | 2.17 | 6.63B |
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