MGIC: Buy The Tortoise Instead Of The Hare
MGIC Investment is rated a Buy due to its undervalued stock price and low investor attention. MTG trades at a 33% discount to estimated liquidation value, with an 11% earnings yield—double the current...
Fiscal Year: January - December
MGIC Investment Corporation (MTG), listed on the NYSE, has a market capitalization of $. As of Dec 07, 2025, the stock is trading at $27.99 per share, offering investors a clear view of its current market value. MGIC Investment Corporation is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 9.01, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. MGIC Investment Corporation also offers a dividend yield of 2.14%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that MGIC Investment Corporation (MTG) may be undervalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for MGIC Investment Corporation is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for MGIC Investment Corporation, Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for MGIC Investment Corporation is 7.79, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, MGIC Investment Corporation (MTG) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether MGIC Investment Corporation (MTG) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be undervalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of MGIC Investment Corporation (MTG) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of MGIC Investment Corporation. To access the full SS Score, consider upgrading your subscription.
MGIC Investment Corporation is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 9.01. Investors should compare these metrics with industry peers to gauge whether MGIC Investment Corporation is outperforming or underperforming within its sector.
MGIC Investment is rated a Buy due to its undervalued stock price and low investor attention. MTG trades at a 33% discount to estimated liquidation value, with an 11% earnings yield—double the current...
MGIC Investment Corporation ( MTG) Q3 2025 Earnings Call October 30, 2025 10:00 AM EDT Company Participants Dianna Higgins - Senior Vice President of Investor Relations Timothy Mattke - CEO & Directo...
MGIC Investment reported solid Q3 results, with EPS up despite revenue decline, supported by share repurchases and strong legacy policy performance. MTG's underwriting standards are tighter, credit qu...
Third Quarter 2025 Net Income of $191.1 million or $0.83 per Diluted Share Third Quarter 2025 Adjusted Net Operating Income (Non-GAAP) of $190.8 million or $0.83 per Diluted Share MILWAUKEE , Oct. 29,...
MGIC becomes first MI provider to manage its own updates and deliver faster access to solutions MILWAUKEE , Oct. 27, 2025 /PRNewswire/ -- Mortgage Guaranty Insurance Corporation (MGIC), the principal ...
MILWAUKEE , Oct. 23, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) today announced Martin (Marty) P. Klein and Daniela A.
MILWAUKEE , Oct. 23, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) announced that its Board of Directors declared a quarterly cash dividend of $0.15 per share, payable on November 20, 2...
MILWAUKEE , Sept. 30, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) has announced plans to release its third quarter 2025 financial results after the market closes on Wednesday, October...
MILWAUKEE , Aug. 7, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) announced today that Moody's Ratings ("Moody's") upgraded its senior unsecured debt rating to Baa2 from Baa3. Moody's a...
MGIC Investment Corporation (NYSE:MTG) Q2 2025 Earnings Conference Call July 31, 2025 9:30 AM ET Company Participants Dianna L. Higgins - Senior Vice President of Investor Relations Nathaniel Howe Co...
MGIC Investment's fundamentals remain strong, with solid credit quality and capital position, but housing market softening limits upside. Q2 earnings beat was driven by low losses and reserve releases...
Second Quarter 2025 Net Income of $192.5 million or $0.81 per Diluted Share Second Quarter 2025 Adjusted Net Operating Income (Non-GAAP) of $194.0 million or $0.82 per Diluted Share MILWAUKEE , July 3...
MILWAUKEE , July 24, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) announced that its Board of Directors declared a quarterly cash dividend of $0.15 per share, an increase of 15% from t...
MILWAUKEE , July 7, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) has announced plans to release its second quarter 2025 financial results after the market closes on Wednesday, July 30,...
MGIC Investment Corporation shares have risen 27% in the past year, driven by strong earnings and no direct tariff exposure. Q1 earnings beat estimates with $0.75 EPS, boosted by strong underwriting a...
MGIC Investment Corporation (NYSE:MTG) Q1 2025 Earnings Conference Call May 1, 2025 10:00 AM ET Company Participants Dianna Higgins – Head of Investor Relations Tim Mattke – Chief Executive Officer N...
First Quarter 2025 Net Income of $185.5 million or $0.75 per Diluted Share First Quarter 2025 Adjusted Net Operating Income (Non-GAAP) of $185.2 million or $0.75 per Diluted Share MILWAUKEE , April 3...
MILWAUKEE , April 24, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) announced its board of directors has approved an additional share repurchase program with authorization to purchase u...
MILWAUKEE , April 4, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) has announced plans to release its first quarter 2025 financial results after the market closes on Wednesday, April 30...
MGIC Investment: A Junk Bond Earnings Yield With Growth
MGIC Investment Corporation (NYSE:MTG) Q4 2024 Earnings Conference Call February 4, 2025 10:00 AM ET Company Participants Dianna Higgins - Head of Investor Relations Tim Mattke - Chief Executive Offi...
Fourth Quarter 2024 Net Income of $184.7 million or $0.72 per Diluted Share Fourth Quarter 2024 Adjusted Net Operating Income (Non-GAAP) of $184.5 million or $0.72 per Diluted Share Full Year 2024 Ne...
MILWAUKEE , Jan. 28, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) announced that its Board of Directors declared a quarterly cash dividend of $0.13 per share, payable on March 5, 2025,...
MILWAUKEE , Jan. 6, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) has announced plans to release its fourth quarter 2024 financial results after the market closes on Monday, February 3,...
MGIC Investment Corporation (NYSE:MTG) Q3 2024 Earnings Conference Call November 5, 2024 10:00 AM ET Company Participants Dianna Higgins - Head, Investor Relations Tim Mattke - Chief Executive Office...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2025 | 788.43M | 8.92% | Est @8.9% |
| 2026 | 853.00M | 8.19% | Est @8.2% |
| 2027 | 889.51M | 4.28% | Est @4.3% |
| 2028 | 923.10M | 3.78% | Est @3.8% |
| 2029 | 954.71M | 3.42% | Est @3.4% |
| 2030 | 983.20M | 2.98% | Est @3.0% |
| 2031 | 1,010.93M | 2.82% | Est @2.8% |
| 2032 | 1,038.30M | 2.71% | Est @2.7% |
| 2033 | 1,065.63M | 2.63% | Est @2.6% |
| 2034 | 1,091.22M | 2.40% | Est @2.4% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2023A | 710.96M | 1.00 | 710.96M |
| 2024A | 723.86M | 1.00 | 723.86M |
| 2025E | 788.43M | 1.09 | 724.97M |
| 2026E | 853.00M | 1.18 | 721.21M |
| 2027E | 889.51M | 1.29 | 691.54M |
| 2028E | 923.10M | 1.40 | 659.88M |
| 2029E | 954.71M | 1.52 | 627.54M |
| 2030E | 983.20M | 1.65 | 594.25M |
| 2031E | 1.01B | 1.80 | 561.83M |
| 2032E | 1.04B | 1.96 | 530.59M |
| 2033E | 1.07B | 2.13 | 500.72M |
| 2034E | 1.09B | 2.31 | 471.47M |
| Terminal | 17.88B | 2.31 | 7.73B |
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