Affirm to host Investor Forum on May 12, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM), as previously announced, will host an Investor Forum on May 12, 2026. Affirm's management team will provide an update on Affirm's ...
Fiscal Year: July - June
Affirm Holdings, Inc. (AFRM), listed on the NASDAQ, has a market capitalization of $16.14B. As of Apr 07, 2026, the stock is trading at $48.45 per share@else an unavailable price , offering investors a clear view of its current market value. Affirm Holdings, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 60.97, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Affirm Holdings, Inc. also offers a dividend yield of N/A , making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Affirm Holdings, Inc. (AFRM) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Affirm Holdings, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Affirm Holdings, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Affirm Holdings, Inc. is 26.07, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Affirm Holdings, Inc. (AFRM) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Affirm Holdings, Inc. (AFRM) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Affirm Holdings, Inc. (AFRM) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Affirm Holdings, Inc.. To access the full SS Score, consider upgrading your subscription.
Affirm Holdings, Inc. is a significant player in the industry sector, with a market capitalization of $16.14B and a competitive P/E ratio of 60.97. Investors should compare these metrics with industry peers to gauge whether Affirm Holdings, Inc. is outperforming or underperforming within its sector.
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM), as previously announced, will host an Investor Forum on May 12, 2026. Affirm's management team will provide an update on Affirm's ...
Affirm stock dropped after concerns about private-credit liquidity tied to LENDX. Analysts say funding demand and loan performance remain strong.
The cautious macro backdrop appeared to pressure growth-oriented and rate-sensitive names, with broader equity indexes also moving lower after the announcement.
A fund holding consumer and small-business loans made by companies including Affirm and Block is the latest corner of the private-credit market to come under stress.
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that Rob O'Hare, CFO, will participate in a shareholder fireside chat on Tuesday, March...
Pay later provider Affirm is expanding its partnership with payments company Stripe. The expanded collaboration is designed to support shared payment tokens (SPT), which allow AI agents to make purcha...
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) is expanding its long-standing partnership with Stripe to soon support Shared Payment Tokens (SPT), which let AI agents initiate purchases using a...
TORONTO--(BUSINESS WIRE)--Nobody's favorite season just got a serious upgrade. Affirm (NASDAQ: AFRM) and H&R Block Canada, Inc. today announced a new partnership that brings flexible payment options t...
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that the Company will participate in the following investor conferences: On March 3 and...
Chart created using Benzinga Pro
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) and Lowe's (NYSE: LOW) today announced a new partnership designed to give Lowe's customers more clarity and control when paying for home improveme...
Buy-now-pay-later company Affirm beat second quarter revenue expectations from Wall Street but offered what some analysts thought was conservative guidance. Affirm CEO Max Levchin joins Caroline Hyde ...
Roblox (RBLX) rose to more than 144 million daily active users, a metric Diane King Hall attributes to the stock's post-earnings surge. Molina Healthcare (MOH) posted guidance that she calls "shocking...
Max Levchin, co-founder and CEO of Affirm, joins 'Squawk on the Street' to discuss the company's latest earnings report, the impacts of artificial intelligence, and more.
Affirm Holdings posts revenue and gross merchandise volume that easily tops Wall Street estimates.
Affirm stock price continued its recent downward trend after the company published its financial results on Thursday. AFRM moved to a low of $56, down by 40% from its highest level in 2025.
LONDON--(BUSINESS WIRE)--Affirm and Virgin Media O2 are today announcing a new partnership that will see the transparent and flexible payment network provide upfront and honest hardware financing to O...
Affirm's fiscal second quarter illustrated how buy now, pay later is becoming embedded in routine commerce, where paying over time was once reserved for occasional large purchases. The company said Th...
Affirm Holdings, Inc. (NASDAQ: AFRM) shares slipped in Thursday's extended trading after the company released its second-quarter earnings report
The buy now, pay later company saw revenue increase 30% to $1.12 billion in its second quarter as its gross merchandise volume grew.
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today reported financial results for its fiscal 2026 second quarter ended December 31, 2025. The result...
TORONTO & LONDON--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) today announced the expansion of its partnership with Wayfair (NYSE: W), bringing its honest financial products to shoppers in the UK and Canad...
MOUNTAIN VIEW, Calif. & SAN FRANCISCO--(BUSINESS WIRE)--Intuit (NASDAQ: INTU), the global financial technology platform that makes Intuit TurboTax, Credit Karma, QuickBooks, and Mailchimp, today annou...
Affirm is now the exclusive provider of buy now, pay later (BNPL) payment options for lodging and packages on the Expedia Group brands Expedia, Hotels.com and Vrbo in the United States. In addition, A...
SEATTLE & TORONTO--(BUSINESS WIRE)--Expedia Group (NASDAQ: EXPE) and Affirm (NASDAQ: AFRM) are making it easier for travelers to move from planning to booking with confidence. The companies today anno...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2026 | 1.41B | Analyst x3 | |
| 2027 | 1.77B | 26.22% | Analyst x3 |
| 2028 | 3.05B | 71.86% | Analyst x2 |
| 2029 | 1.55B | -49.00% | Analyst x1 |
| 2030 | 1.80B | 15.70% | Analyst x1 |
| 2031 | 1.75B | -2.87% | Est @-2.9% |
| 2032 | 1.73B | -1.25% | Est @-1.2% |
| 2033 | 1.72B | -0.11% | Est @-0.1% |
| 2034 | 1.73B | 0.65% | Est @0.7% |
| 2035 | 1.75B | 1.17% | Est @1.2% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | 290.84M | 1.00 | 290.84M |
| 2025A | 601.72M | 1.00 | 601.72M |
| 2026E | 1.41B | 1.12 | 1.26B |
| 2027E | 1.77B | 1.24 | 1.43B |
| 2028E | 3.05B | 1.39 | 2.20B |
| 2029E | 1.55B | 1.55 | 1.00B |
| 2030E | 1.80B | 1.73 | 1.04B |
| 2031E | 1.75B | 1.92 | 908.07M |
| 2032E | 1.73B | 2.15 | 804.11M |
| 2033E | 1.72B | 2.39 | 720.27M |
| 2034E | 1.73B | 2.67 | 650.05M |
| 2035E | 1.75B | 2.98 | 589.70M |
| Terminal | 19.94B | 2.98 | 6.70B |
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