Crude Oil Price Analysis – Oil Continues to Affirm Range
A bounce in oil makes sense on Friday, as we are heading into a weekend that could have headlines moving things. Short covering could be an issue as well.
Fiscal Year: July - June
Affirm Holdings, Inc. (AFRM), listed on the NASDAQ, has a market capitalization of $24.76B. As of Jun 20, 2026, the stock is trading at $73.92 per share@else an unavailable price , offering investors a clear view of its current market value. Affirm Holdings, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 69.84, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Affirm Holdings, Inc. also offers a dividend yield of N/A , making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Affirm Holdings, Inc. (AFRM) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Affirm Holdings, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Affirm Holdings, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Affirm Holdings, Inc. is 31.46, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Affirm Holdings, Inc. (AFRM) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Affirm Holdings, Inc. (AFRM) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Affirm Holdings, Inc. (AFRM) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Affirm Holdings, Inc.. To access the full SS Score, consider upgrading your subscription.
Affirm Holdings, Inc. is a significant player in the industry sector, with a market capitalization of $24.76B and a competitive P/E ratio of 69.84. Investors should compare these metrics with industry peers to gauge whether Affirm Holdings, Inc. is outperforming or underperforming within its sector.
A bounce in oil makes sense on Friday, as we are heading into a weekend that could have headlines moving things. Short covering could be an issue as well.
Affirm CEO Max Levchin details the robust health of consumers and significant growth in gross transaction volume on 'The Claman Countdown.' #fox #media #breakingnews #us #usa #new #news #breaking #fox...
Affirm (AFRM) and Canada Pension Plan Investment Board announced a renewed and expanded forward-flow agreement. Under the 24-month agreement, CPP Investments will commit $1.7B to purchasing Affirm ins...
SAN FRANCISCO & TORONTO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) and Canada Pension Plan Investment Board (“CPP Investments”), through subsidiaries of CPPIB Credit Investments Inc., today announced a r...
Pay later provider Affirm has launched an expanded partnership with payments infrastructure company Stripe. The collaboration is designed to bring Affirm's solutions to U.K.-based Stripe merchants for...
Truist raised the firm’s price target on Affirm (AFRM) to $80 from $75 and keeps a Buy rating on the shares as part of a broader research note updating the…
It's a solemn holiday. But within commerce, Memorial Day weekend has long served as a period when inboxes fill with discount codes, storefront banners multiply and merchants try to turn seasonal urgen...
NEW YORK--(BUSINESS WIRE)--One William Street Capital Management, L.P. and its affiliates (“OWS”) today announced that it has expanded its long-term capital partnership with Affirm. OWS closed a dedic...
LONDON & TORONTO--(BUSINESS WIRE)--UK and Canadian holidaymakers booking with Royal Caribbean can now spread the cost of their cruise over time without compounding interest or late fees, following a n...
Affirm Holdings’ ($AFRM) growth targets suddenly look more believable and less ambitious, as the momentum builds, keeping me bullish on this fintech buy-now-pay-later (BNPL) leader. The company has re...
Bearish flow noted in Affirm (AFRM) Holdings with 7,171 puts trading, or 1.6x expected. Most active are Aug-26 50 puts and Jan-27 60 puts, with total volume in those strikes…
Mizuho analyst Dan Dolev raised the firm’s price target on Affirm (AFRM) to $100 from $95 and keeps an Outperform rating on the shares. The highlight of the analyst day…
Agentic commerce and international expansion is the new focus for Affirm, which laid out a bold roadmap to $100 billion in annual volume at the company's 2026 Investor Forum. Affirm CEO Max Levchin jo...
Max Levchin, Affirm founder and CEO, told CNBC's Andrew Ross Sorkin that concerns regarding BNPL have been "greatly exaggerated as far as Affirm is concerned."
As buy now, pay later (BNPL) firms compete to move beyond checkout financing, Affirm used its investor forum Tuesday (May 12) to argue that growth and share of spend across consumer payments will be ...
Affirm's pay-over-time options will be integrated into the Gemini app and Google Search, including AI Mode, through Google Pay in the coming weeks. The companies are working together on the integratio...
Affirm stock price has remained in a tight range in the past few weeks, and its recent earnings provided no boost. It was trading at $65.45 on Tuesday, inside the narrow range where it has remained at...
SAN FRANCISCO--(BUSINESS WIRE)--AI is changing how people discover and decide what to buy. But those decisions can't turn into purchases without a clear and trustworthy way to pay. At the moment of pa...
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) today released results from its inaugural Small Business Sentiment Survey. The findings show small business owners are navigating a more demanding...
BofA analyst Matthew O’Neill raised the firm’s price target on Affirm (AFRM) to $88 from $82 and keeps a Buy rating on the shares following “clean beat and raise” in…
Morgan Stanley analyst James Faucette raised the firm’s price target on Affirm (AFRM) to $79 from $76 and keeps an Overweight rating on the shares. The company posted its 10th…
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2026 | 1.04B | Analyst x2 | |
| 2027 | 1.82B | 75.00% | Analyst x3 |
| 2028 | 2.53B | 39.18% | Analyst x3 |
| 2029 | 2.34B | -7.64% | Analyst x1 |
| 2030 | 2.77B | 18.48% | Analyst x1 |
| 2031 | 2.96B | 6.71% | Est @6.7% |
| 2032 | 3.12B | 5.49% | Est @5.5% |
| 2033 | 3.26B | 4.64% | Est @4.6% |
| 2034 | 3.39B | 3.77% | Est @3.8% |
| 2035 | 3.50B | 3.39% | Est @3.4% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | 290.84M | 1.00 | 290.84M |
| 2025A | 601.72M | 1.00 | 601.72M |
| 2026E | 1.04B | 1.12 | 928.62M |
| 2027E | 1.82B | 1.25 | 1.45B |
| 2028E | 2.53B | 1.40 | 1.80B |
| 2029E | 2.34B | 1.57 | 1.49B |
| 2030E | 2.77B | 1.76 | 1.57B |
| 2031E | 2.96B | 1.97 | 1.50B |
| 2032E | 3.12B | 2.21 | 1.41B |
| 2033E | 3.26B | 2.48 | 1.32B |
| 2034E | 3.39B | 2.77 | 1.22B |
| 2035E | 3.50B | 3.10 | 1.13B |
| Terminal | 37.82B | 3.10 | 12.18B |
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