The Big 3: OKLO, COST, AFRM
With energy stocks in focus for Monday's trading session, @ProsperTradingAcademy' Charles Moon offers a bullish perspective on Oklo Inc. (OKLO) as bullish momentum reenergizes the stock. He notes a po...
Fiscal Year: July - June
Affirm Holdings, Inc. (AFRM), listed on the NASDAQ, has a market capitalization of $. As of Jan 06, 2026, the stock is trading at $80.80 per share, offering investors a clear view of its current market value. Affirm Holdings, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 120.81, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Affirm Holdings, Inc. also offers a dividend yield of N/A , making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Affirm Holdings, Inc. (AFRM) may be undervalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Affirm Holdings, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Affirm Holdings, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Affirm Holdings, Inc. is 34.67, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Affirm Holdings, Inc. (AFRM) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Affirm Holdings, Inc. (AFRM) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be undervalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Affirm Holdings, Inc. (AFRM) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Affirm Holdings, Inc.. To access the full SS Score, consider upgrading your subscription.
Affirm Holdings, Inc. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 120.81. Investors should compare these metrics with industry peers to gauge whether Affirm Holdings, Inc. is outperforming or underperforming within its sector.
Affirm stock price popped by over 10% on Tuesday as investors cheered the company's presentation at its event. It jumped to a high of $73.40, up sharply from last month's low of $60.40.
Revolve Group, a fashion retailer for millennial and Generation Z consumers, now offers Affirm's flexible payment options to shoppers in Canada and the United Kingdom. The offering marks an expansion ...
Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript
Max Levchin, Affirm founder and CEO, joins 'Mad Money' host Jim Cramer to talk quarterly results, consumer trends, growth opportunities, and more.
Max Levchin, Affirm founder and CEO, joins 'Mad Money' host Jim Cramer to talk quarterly results, consumer trends, growth opportunities, and more.
Affirm CEO Max Levchin reviewed his company's strategy in a Monday interview with CNBC's Jim Cramer. Levchin suggested the buy now, pay later outfit benefits from not charging its customers late fees.
Affirm is upgraded to a BUY, driven by robust top-line growth, disciplined credit quality, and expanding partnerships with major tech platforms. AFRM's proprietary credit models, adaptive checkout, an...
LOS ANGELES--(BUSINESS WIRE)--Holiday shopping just got a lot cooler. Pacsun is teaming up with Affirm to give shoppers a simple, transparent way to pay over time — just in time for the season's best ...
Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that Rob O'Hare, CFO, will participa...
On CNBC's “Mad Money Lightning Round,” Jim Cramer recommended selling Klarna Group PLC (NYSE: KLAR) and buying Affirm Holdings Inc (NASDAQ: AFRM).
Attorneys general from seven states are launching an inquiry into buy now, pay later lenders including Affirm, Klarna and PayPal.
Affirm has surged an average of 9.1% in the week after Black Friday.
LOS ANGELES--(BUSINESS WIRE)--On November 24, 2025, the filmmakers of You're No Indian received a cease-and-desist letter from attorneys representing the Pechanga Band of Indians and Chairman Mark Mac...
The Virtus Silvant Mid-Cap Growth Fund returned +5.43% (Class INST) for the quarter, compared to the Russell Midcap Growth Index's return of +2.78%. Palantir Technologies (PLTR) and Roblox (RBLX) were...
TORONTO--(BUSINESS WIRE)--Credit cards may be one of the most common ways Canadians pay for everyday expenses, but new research from Affirm (NASDAQ: AFRM) shows the terms and conditions behind them ar...
Max Levchin, CEO and co-founder of Affirm, which offers buy now, pay later plans, said artificial intelligence is poised to transform shopping by taking over human tasks and making financial products ...
Affirm Holdings exceeded Q1 top line expectations with 33% Y/Y revenue growth and strong GMV expansion, prompting a raised FY 2026 outlook. The Fintech benefits from surging BNPL adoption, rapid merch...
Affirm (AFRM) stock is in a crowded fintech sector that can make it hard to stand out. The stock suffered a 7.3% haircut on Thursday and fell 3.6% Friday, but before that late-week drawdown, flashed a...
Klarna is expected to post solid short-term performance as consumers increasingly turn to Buy Now Pay Later programs amid economic stress. Both KLAR and Affirm show strong user and merchant growth, bu...
Affirm (AFRM) CEO Max Levchin joins Yahoo Finance Invest with Executive Editor Brian Sozzi to talk about how artificial intelligence (AI) is transforming shopping and the fintech space, his expectatio...
Affirm is an even better Buy after the recent correction nearer to my Buy Zones, thanks to the expanding AMZN/BigTech/PSP partnerships. This is aided by the immense TAM across the US personal loan mar...
Affirm features strong growth, improving profitability, and leadership in the buy now, pay later sector. AFRM posted 42% YoY GMV growth and 34% revenue growth, with GAAP operating margins exceeding ex...
CNBC's MacKenzie Sigalos joins "Money Movers" to unpack the mixed signals coming out of fintech after fresh results from Affirm and Block.
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2026 | 1.38B | Analyst x2 | |
| 2027 | 1.73B | 24.86% | Analyst x2 |
| 2028 | 2.76B | 59.88% | Analyst x1 |
| 2029 | 3.42B | 24.11% | Est @24.1% |
| 2030 | 3.99B | 16.56% | Est @16.6% |
| 2031 | 4.48B | 12.32% | Est @12.3% |
| 2032 | 4.90B | 9.36% | Est @9.4% |
| 2033 | 5.26B | 7.29% | Est @7.3% |
| 2034 | 5.54B | 5.45% | Est @5.4% |
| 2035 | 5.79B | 4.49% | Est @4.5% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | 290.84M | 1.00 | 290.84M |
| 2025A | 601.72M | 1.00 | 601.72M |
| 2026E | 1.38B | 1.13 | 1.23B |
| 2027E | 1.73B | 1.27 | 1.36B |
| 2028E | 2.76B | 1.43 | 1.92B |
| 2029E | 3.42B | 1.62 | 2.12B |
| 2030E | 3.99B | 1.82 | 2.19B |
| 2031E | 4.48B | 2.06 | 2.18B |
| 2032E | 4.90B | 2.32 | 2.11B |
| 2033E | 5.26B | 2.62 | 2.01B |
| 2034E | 5.54B | 2.95 | 1.88B |
| 2035E | 5.79B | 3.33 | 1.74B |
| Terminal | 57.81B | 3.33 | 17.37B |
The information given by Studying Stocks and provided in the web and/or mobile applications (Platforms) is only factual information and should not be considered financial advice.
Any information contained in this website has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice.
When creating an account, you acknowledge that you are:
We retain the right to cancel your account for any reason, or refuse your account creation request.
The information on our Platforms is not comprehensive and is intended to provide a summary of the subject matter covered. While we use all reasonable attempts to ensure the accuracy and completeness of the data and information on our Platforms, to the extent permitted by law, we make no warranty regarding the information on these Platforms. You should monitor any changes to the information contained on these Platforms.
Furthermore we make no commitments in regards to the minimum amount of uptime that our platforms will maintain, although we will make ever reasonable attempt to ensure that the platforms are operational. Therefore, any reference of "latest", "current" and related words about the financial data presented here may not be up to date with the financial markets or represent reality of the information.
We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of these Platforms or a linked website. You must take your own precautions to ensure that whatever you select for your use from our Platforms is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems.
We may, from time to time and without notice, change or add to the Platforms (including the Terms) or the information, products or services described in it. However, we do not undertake to keep the Platforms updated. We are not liable to you or anyone else if errors occur in the information or the Platforms is not up-to-date.
Our Platforms may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.
These Platforms are for your personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, commercially exploit, create derivative works from, transfer, or sell any Content, software, products or services contained within these Platforms. You may not use these Platforms, or any of its Content, to further any commercial purpose, including any advertising or advertising revenue generation activity on your own website.
You must not do any act that we would deem to be inappropriate, is unlawful or is prohibited by any laws applicable to these Platforms, including but not limited to:
If we allow you to post any information to our Platforms, we have the right to take down this information at our sole discretion and without notice.
To the maximum extent permitted by law, we make no warranties or representations about these Platforms or the Content, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that these Platforms will be secure.
We reserve the right to restrict, suspend or terminate without notice your access to these Platforms, any Content, or any feature of these Platforms at any time without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result.
To the maximum extent permitted by law, in no event shall we be liable for any direct and indirect loss, damage or expense – irrespective of the manner in which it occurs – which may be suffered due to your use of our Platforms and/or the information or materials contained on it, or as a result of the inaccessibility of these Platforms and/or the fact that certain information or materials contained on it are incorrect, incomplete or not up-to-date.
This website utilises cookies. If you do not have cookies enabled in your web browser some functions of the site may not work as intended.