Top 3 Financial Stocks That Are Ticking Portfolio Bombs
As of Sept. 17, 2025, three stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.
Fiscal Year: January - December
Credicorp Ltd. (BAP), listed on the NYSE, has a market capitalization of $. As of Oct 04, 2025, the stock is trading at $266.19 per share, offering investors a clear view of its current market value. Credicorp Ltd. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 12, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Credicorp Ltd. also offers a dividend yield of 4.25%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Credicorp Ltd. (BAP) may be undervalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Credicorp Ltd. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Credicorp Ltd., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Credicorp Ltd. is 10.18, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Credicorp Ltd. (BAP) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Credicorp Ltd. (BAP) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be undervalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Credicorp Ltd. (BAP) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Credicorp Ltd.. To access the full SS Score, consider upgrading your subscription.
Credicorp Ltd. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 12. Investors should compare these metrics with industry peers to gauge whether Credicorp Ltd. is outperforming or underperforming within its sector.
As of Sept. 17, 2025, three stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.
Credicorp Ltd. (NYSE:BAP) Q2 2025 Earnings Conference Call August 15, 2025 10:30 AM ET Company Participants Alejandro Perez-Reyes Zarak - Chief Financial Officer Cesar Rios Briceno - Chief Risk Offic...
The Amount Demanded by SUNAT Resolutions Has Been Cancelled; Credicorp Challenging through Legal Channels to Defend Rule of Law The Amount Demanded by SUNAT Resolutions Has Been Cancelled; Credicorp C...
Lima, Aug. 01, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, August 1st, 2025 – Credicorp Ltd. announces to its shareholders and the market that its 2Q25 Earnings Release Report will be released on Thursday, A...
Lima, July 24, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, July 24th, 2025 - Credicorp Ltd. (“Credicorp”) (NYSE: BAP | BVL: BAP) announces that in accordance with its corporate disclosure policies and to pre...
Lima, July 09, 2025 (GLOBE NEWSWIRE) -- Lima, Peru, July 9, 2025 – Credicorp (NYSE: BAP | BVL: BAP), announces its upcoming 2025 Investor Day and 30th IPO Anniversary Celebration, scheduled for Thursd...
Lima, June 30, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, June 30, 2025 - Credicorp Ltd. (“Credicorp” or “the Company”) (NYSE:BAP | BVL: BAP), the leading financial services holding company in Peru with a p...
Credicorp Ltd. (NYSE:BAP) Q1 2025 Earnings Conference Call May 16, 2025 10:30 AM ET Company Participants Milagros Ciguenas - Investor Relations Gianfranco Ferrari - Chief Executive Officer Alejandro ...
Lima, May 02, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, April, May 2nd, 2025 – Credicorp Ltd. announces to its shareholders and the market that its 1Q25 Earnings Release Report will be released on Thursday...
Credicorp's BCP dominates Peru's banking sector, boasting superior ROE due to its large market share and low-cost deposit base. Peru's economy, driven by commodity exports and largely under-banked, pr...
Lima, April 25, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, April 25th, 2025 - Credicorp Ltd. (“Credicorp”) (NYSE: BAP | BVL: BAP) has filed its Annual Report on Form 20-F for the year ended December 31st, 2...
Lima, April 24, 2025 (GLOBE NEWSWIRE) -- Lima, Peru, April 24, 2025 — Credicorp Ltd. (NYSE: BAP | BVL: BAP), the leading financial services holding company in Peru with a diversified presence in Chile...
Lima, April 24, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, April 24th, 2025 - Credicorp Ltd. (“Credicorp”) (NYSE: BAP | BVL: BAP) announces that in accordance with its corporate disclosure policies and to p...
Credicorp is a well-managed Peruvian bank with strong growth potential, driven by innovative ventures like Yape and Tenpo, and sound risk management. Q4'24 results were positive, with pre-provision pr...
Credicorp Ltd. (NYSE:BAP) Q4 2024 Earnings Conference Call February 11, 2025 9:30 AM ET Company Participants Milagros Ciguenas - Investor Relations Gianfranco Ferrari - Chief Executive Officer Alejan...
Lima, Jan. 28, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, January, Tuesday 28th, 2025 – Credicorp Ltd. announces to its shareholders and the market that its 4Q24 Earnings Release Report will be released on ...
Lima, Jan. 20, 2025 (GLOBE NEWSWIRE) -- Lima, PERU, January 20th, 2025 -- Credicorp (NYSE: BAP) announces that in accordance with its corporate disclosure policies and to prevent any leaks of financia...
Lima, Dec. 30, 2024 (GLOBE NEWSWIRE) -- LIMA, PERU, December 30, 2024 – Credicorp Ltd. (“Credicorp”) (NYSE: BAP | BVL: BAP), the leading financial services holding company in Peru with a presence in C...
Lima, Dec. 12, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, December 12th, 2024 – Credicorp Ltd. announces to its shareholders and the market the schedule defined for issuing 2025 Quarterly Earnings Releases.
There's a lot more to today's Credicorp than conventional banking. Keep a particularly close eye on the fast-growing "disruptive" portfolio. It's full steam ahead for the core businesses.
Credicorp Ltd. (BAP) Q3 2024 Earnings Call Transcript
Lima, Oct. 25, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, October 25th, 2024 – Credicorp Ltd. announces to its shareholders and the market that its 3Q24 Earnings Release Report will be released on Thursday,...
Lima, Oct. 17, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, October, Thursday 17th, 2024 -- Credicorp (NYSE: BAP) announces that in accordance with its corporate disclosure policies and to prevent any leaks o...
On track to Achieve Sustainable 18% ROE Sets More Aggressive 2026 Aspirations for Yape On track to Achieve Sustainable 18% ROE Sets More Aggressive 2026 Aspirations for Yape
Lima, Aug. 29, 2024 (GLOBE NEWSWIRE) -- LIMA, Peru August 29, 2024 – Credicorp Ltd. (“Credicorp” or the “Company”) (NYSE: BAP | BVL: BAP), the leading financial services holding company in Peru with a...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
Year | FCF Estimate | % | # Analysts |
---|---|---|---|
2025 | 4.64B | 401.56% | Est @401.6% |
2026 | 8.36B | 80.06% | Est @80.1% |
2027 | 9.85B | 17.86% | Est @17.9% |
2028 | 11.16B | 13.24% | Est @13.2% |
2029 | 12.27B | 10.01% | Est @10.0% |
2030 | 13.16B | 7.26% | Est @7.3% |
2031 | 13.92B | 5.78% | Est @5.8% |
2032 | 14.58B | 4.73% | Est @4.7% |
2033 | 15.17B | 4.00% | Est @4.0% |
2034 | 15.66B | 3.26% | Est @3.3% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
Year | FCF | Discount Factor | PV of Future FCF |
---|---|---|---|
2023A | 1.49B | 1.00 | 1.49B |
2024A | 925.50M | 1.00 | 925.50M |
2025E | 4.64B | 1.09 | 4.24B |
2026E | 8.36B | 1.20 | 6.97B |
2027E | 9.85B | 1.31 | 7.50B |
2028E | 11.16B | 1.44 | 7.76B |
2029E | 12.27B | 1.57 | 7.80B |
2030E | 13.16B | 1.72 | 7.64B |
2031E | 13.92B | 1.89 | 7.38B |
2032E | 14.58B | 2.07 | 7.06B |
2033E | 15.17B | 2.26 | 6.71B |
2034E | 15.66B | 2.48 | 6.32B |
Terminal | 229.64B | 2.48 | 92.75B |
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