Commerce Bancshares to buy Florida peer FineMark in $585 million deal
U.S. regional bank Commerce Bancshares has agreed to acquire rival FineMark Holdings in an all-stock deal valued at $585 million, the companies said on Monday.
Fiscal Year: January - December
Commerce Bancshares, Inc. (CBSH), listed on the NASDAQ, has a market capitalization of $. As of Jul 05, 2025, the stock is trading at $64.56 per share, offering investors a clear view of its current market value. Commerce Bancshares, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 16.02, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Commerce Bancshares, Inc. also offers a dividend yield of 1.7%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Commerce Bancshares, Inc. (CBSH) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Commerce Bancshares, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Commerce Bancshares, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Commerce Bancshares, Inc. is 16.15, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Commerce Bancshares, Inc. (CBSH) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Commerce Bancshares, Inc. (CBSH) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Commerce Bancshares, Inc. (CBSH) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Commerce Bancshares, Inc.. To access the full SS Score, consider upgrading your subscription.
Commerce Bancshares, Inc. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 16.02. Investors should compare these metrics with industry peers to gauge whether Commerce Bancshares, Inc. is outperforming or underperforming within its sector.
U.S. regional bank Commerce Bancshares has agreed to acquire rival FineMark Holdings in an all-stock deal valued at $585 million, the companies said on Monday.
KANSAS CITY, Mo. & FORT MYERS, Fla.--(BUSINESS WIRE)--Commerce Bancshares, Inc. (NASDAQ:CBSH) (“Commerce”) and FineMark Holdings, Inc. (OTCQX:FNBT) (“FineMark”) today jointly announced they have enter...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. (NASDAQ: CBSH) announced today that its Board of Directors declared a quarterly dividend of $0.275 per share on the Company's common stock....
ST. LOUIS--(BUSINESS WIRE)--As publicly announced, the annual meeting will be held on Friday, April 25, 2025 at 9:30 a.m. Central Time. Shareholders as of the close of business on the record date of F...
Commerce Bancshares continued growing its wealth management business in the first quarter, after announcing two quarters earlier that it was targeting that business.
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. announced earnings of $.98 per share for the three months ended March 31, 2025, compared to $.82 per share in the same quarter last year an...
This week sees 31 dividend increases, including three Dividend Kings: Genuine Parts, Commerce Bancshares, and Kimberly-Clark, showcasing impressive financial stability and growth. My investment strate...
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KANSAS CITY, Mo.--(BUSINESS WIRE)--CommerceHealthcare® has released its sixth annual Healthcare Finance Trends and Insights Report. The report includes an in-depth analysis of research combined with p...
Commerce Bancshares grew its wealth management business in the fourth quarter after announcing new initiatives targeting that market. The Missouri-based regional bank holding company said in a fourth-...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. announced earnings of $1.01 per share for the three months ended December 31, 2024, compared to $.79 per share in the same quarter last yea...
Only 11 Dividend Kings outperformed the S&P 500 during the last decade based on Total Return. 5 Dividend Kings earn the rank of "High Quality" based on my custom quantitative model. Using a variation ...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. (NASDAQ: CBSH) announced today that its Board of Directors declared a quarterly dividend of $0.27 per share on the Company's common stock. ...
Four regional banks said Thursday (Oct. 17) that credit quality remained strong in the third quarter, while reporting mixed results in terms of growth in lending and deposits. Commerce Bancshares, Hun...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. announced earnings of $1.07 per share for the three months ended September 30, 2024, compared to $.92 per share in the same quarter last ye...
Dividend Kings have a 50+ year track record of increasing dividends, showcasing resilience through economic challenges. I rank Dividend Kings by quality score and highlight undervalued stocks for pote...
Commerce Bancshares saw its net income increase 9% year over year, driven in part by expanding net interest margin. For the quarter ended June 30, the Missouri-based regional bank holding company with...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. announced earnings of $1.07 per share for the three months ended June 30, 2024, compared to $.97 per share in the same quarter last year an...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. (NASDAQ: CBSH) announced today that Visa Inc. has accepted the company's tender of its 823,447 shares of Visa Class B-1 common stock in exc...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. (NASDAQ: CBSH) announced that its Board of Directors approved the repurchase, in combination with the amount remaining from the prior autho...
Commerce Bancshares, one of the Midwest's strongest regional banks, joined the chorus of Q1 results reporting Tuesday (April 16) and sounded the theme of resiliency.
ST. LOUIS--(BUSINESS WIRE)--As publicly announced, the annual meeting will be held on Wednesday, April 17, 2024 at 9:30 a.m. Central Time. Shareholders as of the close of business on the record date o...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. announced earnings of $.86 per share for the three months ended March 31, 2024, compared to $.91 per share in the same quarter last year an...
Series A lead investor, SixThirty names Commerce Bank CFO Chuck Kim to their PayGround board seat GILBERT, Ariz. , Feb. 6, 2024 /PRNewswire/ -- PayGround , a healthcare fintech payments platform, tod...
KANSAS CITY, Mo.--(BUSINESS WIRE)--Commerce Bancshares, Inc. announced earnings of $.84 per share for the three months ended December 31, 2023, compared to $1.00 per share in the same quarter last yea...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
Year | FCF Estimate | % | # Analysts |
---|---|---|---|
2025 | 528.79M | -0.55% | Est @-0.6% |
2026 | 525.85M | -0.56% | Est @-0.6% |
2027 | 537.30M | 2.18% | Est @2.2% |
2028 | 549.25M | 2.22% | Est @2.2% |
2029 | 561.68M | 2.26% | Est @2.3% |
2030 | 573.73M | 2.15% | Est @2.1% |
2031 | 586.16M | 2.17% | Est @2.2% |
2032 | 598.91M | 2.17% | Est @2.2% |
2033 | 611.98M | 2.18% | Est @2.2% |
2034 | 624.49M | 2.04% | Est @2.0% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
Year | FCF | Discount Factor | PV of Future FCF |
---|---|---|---|
2023A | 400.70M | 1.00 | 400.70M |
2024A | 531.73M | 1.00 | 531.73M |
2025E | 528.79M | 1.10 | 480.97M |
2026E | 525.85M | 1.21 | 435.05M |
2027E | 537.30M | 1.33 | 404.32M |
2028E | 549.25M | 1.46 | 375.93M |
2029E | 561.68M | 1.61 | 349.68M |
2030E | 573.73M | 1.77 | 324.88M |
2031E | 586.16M | 1.94 | 301.91M |
2032E | 598.91M | 2.13 | 280.58M |
2033E | 611.98M | 2.35 | 260.77M |
2034E | 624.49M | 2.58 | 242.04M |
Terminal | 8.60B | 2.58 | 3.33B |
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