FICO announces Rate adopts FICO Score 10T
FICO (FICO) announced that Rate has adopted FICO Score 10T as part of its credit evaluation process.
Fiscal Year: October - September
Fair Isaac Corporation (FICO), listed on the NYSE, has a market capitalization of $28.41B. As of Jun 10, 2026, the stock is trading at $1,225.15 per share@else an unavailable price , offering investors a clear view of its current market value. Fair Isaac Corporation is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 38.88, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Fair Isaac Corporation also offers a dividend yield of N/A , making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Fair Isaac Corporation (FICO) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Fair Isaac Corporation is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Fair Isaac Corporation, Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Fair Isaac Corporation is 31.54, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Fair Isaac Corporation (FICO) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Fair Isaac Corporation (FICO) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Fair Isaac Corporation (FICO) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Fair Isaac Corporation. To access the full SS Score, consider upgrading your subscription.
Fair Isaac Corporation is a significant player in the industry sector, with a market capitalization of $28.41B and a competitive P/E ratio of 38.88. Investors should compare these metrics with industry peers to gauge whether Fair Isaac Corporation is outperforming or underperforming within its sector.
FICO (FICO) announced that Rate has adopted FICO Score 10T as part of its credit evaluation process.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Rate adopts FICO® Score 10T, the industry's most predictive score, to enhance mortgage credit decisioning and expand responsible access to credit.
Clear Street raised the firm’s price target on FICO (FICO) to $1,625 from $1,617 and keeps a Buy rating on the shares. The company’s new $2B stock repurchase program represents…
FICO (FICO) Board of Directors has approved a stock repurchase program to acquire up to $2B of the company’s outstanding common stock. This new program replaces the remaining availability under…
BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a global analytics software leader, today announced that its Board of Directors has approved a stock repurchase program to acquire up to $2.0 billion...
HANOI, Vietnam--(BUSINESS WIRE)--FICO (NYSE: FICO) - Vietnam Maritime Bank (MSB), one of Vietnam's most established financial institutions, has achieved a 200% improvement in loan approval speed using...
FICO (FICO) announced that Optimal Blue has integrated FICO Score 10T into its platform. This implementation represents a meaningful expansion of the infrastructure needed to support broader adoption ...
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO Score 10T now integrated into Optimal Blue's platform, enabling lenders to price, decision and operationalize across the mortgage lifecycle.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO (NYSE: FICO) is deepening its commitment to First Tee, a national youth development organization that harnesses the gam...
LONDON--(BUSINESS WIRE)--The latest credit card data analysis by global analytics software leader FICO (NYSE: FICO) reveals clear signs of the impact of the fuel crisis prompted by the Strait of Hormu...
FICO (FICO) announced two new features for the FICO Score Mortgage Simulator – FICO Smart Plans and FICO Score Potential – designed to help mortgage professionals move beyond manual scenario…
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO enhances FICO Score Mortgage Simulator with tools to empower mortgage professionals with smarter ways to guide borrowers to better loan options.
Pindrop® Protect joins FICO® Marketplace, adding advanced fraud detection and contact center defense for financial institutions ATLANTA, May 21, 2026 (GLOBE NEWSWIRE) -- Pindrop, a global leader in de...
FICO (FICO) marked its 70th anniversary at FICO World 2026 introducing the “Hello, Future” campaign, and celebrating seven decades of innovation and looking ahead to a new era of applied…
ORLANDO, Fla.--(BUSINESS WIRE)-- #fico70--FICO World 2026 — Global analytics software leader FICO (NYSE:FICO) today marked its 70th anniversary at FICO® World 2026 introducing the “Hello, Future” camp...
FICO (FICO) announced the general availability of the next-generation UltraFICO Score, a credit score that combines the proven reliability of the FICO Score, used by 90% of top U.S. lenders,…
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO and Plaid partnership delivers an enhanced credit score that combines the trusted FICO Score with consumer-permissioned cash flow data.
Banco Bradesco (BBD) has scaled daily payroll lending from 8 to 700+, more than 100 times, by leveraging the advanced capabilities of the FICO (FICO) Platform. By adopting a data-driven…
SÃO PAULO--(BUSINESS WIRE)---- $FICO--Bradesco, Brazil's leading private bank, has won a 2026 FICO® Decision Award for Decision Management Innovation.
BofA lowered the firm’s price target on FICO (FICO) to $1,400 from $1,550 and keeps a Buy rating on the shares. The firm adjusted price targets within the business and…
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Independent study finds FICO Score 10T is the most predictive credit score for first-time homebuyer mortgages, supporting access to homeownership.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--T-Mobile has won a 2026 FICO® Decision Award for Customer Onboarding and Management.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader, FICO (NYSE:FICO) is hosting a series of free credit education workshops at select Citi branches nationwide through FICO's S...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2026 | 1.04B | Analyst x7 | |
| 2027 | 1.29B | 23.87% | Analyst x7 |
| 2028 | 1.54B | 19.19% | Analyst x5 |
| 2029 | 1.65B | 7.15% | Analyst x2 |
| 2030 | 1.94B | 17.41% | Analyst x2 |
| 2031 | 2.08B | 7.49% | Est @7.5% |
| 2032 | 2.21B | 6.04% | Est @6.0% |
| 2033 | 2.32B | 5.02% | Est @5.0% |
| 2034 | 2.41B | 4.02% | Est @4.0% |
| 2035 | 2.50B | 3.56% | Est @3.6% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | 624.08M | 1.00 | 624.08M |
| 2025A | 769.89M | 1.00 | 769.89M |
| 2026E | 1.04B | 1.09 | 954.42M |
| 2027E | 1.29B | 1.19 | 1.08B |
| 2028E | 1.54B | 1.30 | 1.18B |
| 2029E | 1.65B | 1.42 | 1.16B |
| 2030E | 1.94B | 1.55 | 1.25B |
| 2031E | 2.08B | 1.69 | 1.23B |
| 2032E | 2.21B | 1.85 | 1.19B |
| 2033E | 2.32B | 2.02 | 1.15B |
| 2034E | 2.41B | 2.20 | 1.09B |
| 2035E | 2.50B | 2.41 | 1.04B |
| Terminal | 38.30B | 2.41 | 15.91B |
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