Radian Group Inc. (RDN) Q4 2025 Earnings Call Transcript
Radian Group Inc. (RDN) Q4 2025 Earnings Call Transcript
Fiscal Year: January - December
Radian Group Inc. (RDN), listed on the NYSE, has a market capitalization of $. As of Feb 22, 2026, the stock is trading at $33.32 per share, offering investors a clear view of its current market value. Radian Group Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 7.59, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Radian Group Inc. also offers a dividend yield of 3.06%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Radian Group Inc. (RDN) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Radian Group Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Radian Group Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Radian Group Inc. is 0, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Radian Group Inc. (RDN) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Radian Group Inc. (RDN) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Radian Group Inc. (RDN) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Radian Group Inc.. To access the full SS Score, consider upgrading your subscription.
Radian Group Inc. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 7.59. Investors should compare these metrics with industry peers to gauge whether Radian Group Inc. is outperforming or underperforming within its sector.
Radian Group Inc. (RDN) Q4 2025 Earnings Call Transcript
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today reported net income from continuing operations for the quarter ended December 31, 2025, of $159 million, or $1.15 per diluted share. Th...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced today that the company's Board of Directors approved a regular quarterly dividend on its common stock in the amount of $0.255 per s...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that Seraina Macia has been appointed to serve on its Board of Directors. Macia is an accomplished insurance executive with e...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it has completed its strategic acquisition of Inigo Limited (“Inigo”), a specialty insurance group underwriting through ...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it will hold a conference call on Thursday, February 19, 2026, at 11:00 a.m. Eastern time to discuss the company's fourt...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it has received all regulatory approvals required for Radian's pending acquisition of Inigo Limited (“Inigo”), a special...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced today that its wholly owned subsidiary, Radian Guaranty Inc., has agreed to principal terms on an excess of loss (XOL) reinsurance ...
Radian Group is executing a transformative $1.7 billion acquisition of Inigo, diversifying beyond mortgage insurance into specialty property-casualty insurance. Q3 results were strong, with EPS of $1....
Radian Group Inc. ( RDN) Q3 2025 Earnings Call November 5, 2025 11:00 AM EST Company Participants Dan Kobell - Executive Vice President of Capital Management & Investor Relations Richard Thornberry -...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today reported diluted net income from continuing operations for the quarter ended September 30, 2025, of $153 million, or $1.11 per share. T...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it will hold a conference call on Wednesday, November 5, 2025, at 11:00 a.m. Eastern time to discuss the company's third...
Radian Group Inc. (NYSE:RDN) M&A Call September 18, 2025 8:30 AM EDT Company Participants Dan Kobell - Executive Vice President of Capital Management & Investor Relations Richard Thornberry - CEO & D...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it has entered into a definitive agreement to acquire Inigo Limited (“Inigo”), a highly profitable Lloyd's specialty ins...
Radian Group's shares have underperformed despite strong financials, as market focus shifts to potential future earnings normalization and housing market risks. The company maintains disciplined under...
Radian Group Inc. (NYSE:RDN) Q2 2025 Earnings Conference Call July 31, 2025 11:00 AM ET Company Participants Daniel Ephraim Kobell - Executive Vice President of Capital Management & Investor Relation...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today reported net income for the quarter ended June 30, 2025, of $142 million, or $1.02 per diluted share. This compares with net income for...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it will hold a conference call on Thursday, July 31, 2025, at 11:00 a.m. Eastern time to discuss the company's second qu...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced today that, the company's stockholders approved all proposals recommended by the company's board of directors and presented for vot...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced its Board of Directors has approved a new $750 million share repurchase program of its common stock. This new authorization expires...
Radian Group continues to outperform, driven by strong Q1 results, robust capital returns, and minimal exposure to tariffs or housing market volatility. Solid credit metrics, high home prices, and dis...
Radian Group, Inc. (NYSE:RDN) Q1 2025 Earnings Conference Call May 1, 2025 11:00 AM ET Company Participants Dan Kobell - EVP, Capital Management & IR Richard Thornberry - CEO & Director Sumita Pandit...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today reported net income for the quarter ended March 31, 2025, of $145 million, or $0.98 per diluted share. This compares with net income fo...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that it will hold a conference call on Thursday, May 1, 2025, at 11:00 a.m. Eastern time to discuss the company's first quart...
WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that Radian Guaranty has issued a line of credit of up to $1 million to the Philadelphia Accelerator Fund (PAF), a Community ...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2026 | 78.36M | Est @ | |
| 2027 | 65.00M | -17.05% | Est @-17.0% |
| 2028 | 57.78M | -11.11% | Est @-11.1% |
| 2029 | 53.76M | -6.96% | Est @-7.0% |
| 2030 | 51.72M | -3.80% | Est @-3.8% |
| 2031 | 50.73M | -1.90% | Est @-1.9% |
| 2032 | 50.45M | -0.56% | Est @-0.6% |
| 2033 | 50.64M | 0.37% | Est @0.4% |
| 2034 | 51.13M | 0.96% | Est @1.0% |
| 2035 | 51.84M | 1.39% | Est @1.4% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | -665.14M | 1.00 | -665.14M |
| 2025A | 115.66M | 1.00 | 115.66M |
| 2026E | 78.36M | 1.08 | 72.32M |
| 2027E | 65.00M | 1.17 | 55.36M |
| 2028E | 57.78M | 1.27 | 45.41M |
| 2029E | 53.76M | 1.38 | 38.99M |
| 2030E | 51.72M | 1.49 | 34.61M |
| 2031E | 50.73M | 1.62 | 31.34M |
| 2032E | 50.45M | 1.75 | 28.76M |
| 2033E | 50.64M | 1.90 | 26.64M |
| 2034E | 51.13M | 2.06 | 24.82M |
| 2035E | 51.84M | 2.23 | 23.22M |
| Terminal | 906.47M | 2.23 | 406.08M |
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