SoFi: Crypto Boost
SoFi's re-entry into crypto unlocks a massive new market, with stablecoins and crypto trading poised to drive significant revenue growth. The fintech exited the crypto business in late 2023 due to reg...
Fiscal Year: January - December
SoFi Technologies, Inc. (SOFI), listed on the NASDAQ, has a market capitalization of $. As of Jul 05, 2025, the stock is trading at $18.57 per share, offering investors a clear view of its current market value. SoFi Technologies, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 43.66, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. SoFi Technologies, Inc. also offers a dividend yield of N/A , making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that SoFi Technologies, Inc. (SOFI) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for SoFi Technologies, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for SoFi Technologies, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for SoFi Technologies, Inc. is 0, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, SoFi Technologies, Inc. (SOFI) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether SoFi Technologies, Inc. (SOFI) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of SoFi Technologies, Inc. (SOFI) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of SoFi Technologies, Inc.. To access the full SS Score, consider upgrading your subscription.
SoFi Technologies, Inc. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 43.66. Investors should compare these metrics with industry peers to gauge whether SoFi Technologies, Inc. is outperforming or underperforming within its sector.
SoFi's re-entry into crypto unlocks a massive new market, with stablecoins and crypto trading poised to drive significant revenue growth. The fintech exited the crypto business in late 2023 due to reg...
SoFi's digital platform enables full-service banking at lower costs, driving strong member and product growth with impressive revenue expansion. The shift from loan-based to fee-based revenue makes So...
SoFi's member and product growth is accelerating, powered by its efficient cross-selling model. This "secret sauce" is driving massive, underappreciated earnings beats. The strategic pivot to high-mar...
SoFi Technologies (NASDAQ: SOFI) has been in the news recently, and for valid reasons. The stock has jumped 16% in just a week, reaching a new 52-week high of $18.
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their ...
SoFi Technologies Inc (NASDAQ: SOFI) and Robinhood Markets Inc (NASDAQ: HOOD) – both have been on a tear in recent months as the macro environment remained resilient, the crypto industry boomed, and t...
SoFi Technologies, Inc. SOFI announced Wednesday that is making a comeback in the world of cryptocurrency investing, with plans to enable its members to buy, sell and store popular digital currencies ...
SoFi says it has added “crypto-powered capabilities” to its digital financial services. [contact-form-7] The company announced the new addition to its services Wednesday (June 25), saying it would be ...
SoFi Technologies stock is up 27% since the initial $20 target, fueled by $315M in fee-based revenue, up 67% YoY. Fee income now represents 41% of total revenue, with strong growth in interchange, loa...
The fintech says it will offer stablecoins and new staking features at a later date.
SAN FRANCISCO--(BUSINESS WIRE)--SoFi is expanding its one-stop shop for digital financial services with new crypto-powered capabilities that will enable members to borrow, save, spend, invest, and pro...
This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice.
SoFi stock (NASDAQ: SOFI) has seen a significant increase of over 15% in the past month. This surge appears to be partly fueled by the successful IPO of Chime, which seems to have had a positive rippl...
NEW YORK, June 16, 2025 (GLOBE NEWSWIRE) -- SoFi, a leading provider of thematic and income ETFs, today announced monthly distributions on the SoFi Enhanced Yield ETF (THTA). Distribution as of 06/16/...
I maintain my 'Buy' rating on SOFI, as strong growth, consistent earnings beats, and undervaluation persist despite recent price gains. SoFi's diversification into fee-based, capital-light revenue str...
SAN FRANCISCO--(BUSINESS WIRE)--New SoFi Report Uncovers the Biggest Challenge in Financing Higher Education: Understanding the True Cost.
SoFi stock price continued its strong rally this week, reaching its highest level since February 21 as sentiment improved. It has jumped by over 72% from its lowest level this year, giving it a market...
SoFi Technologies Inc SOFI is capturing investor attention Wednesday afternoon, building on recent positive momentum following signs of a key technical breakout on Tuesday.
Trading in SoFi Technologies, Inc. SOFI is quiet on Tuesday. But the stock may be on the verge of a breakout.
Bank of America Securities analyst Mihir Bhatia reiterated the Underperform rating on SoFi Technologies, Inc. SOFI on Friday, with a price forecast of $13.
SoFi Technologies Inc SOFI shares pushed higher in Thursday afternoon trading. The uptick follows an optimistic presentation where company executives laid out an ambitious path for growth and profitab...
SoFi Technologies, Inc. (NASDAQ:SOFI) 45th Annual William Blair Growth Stock Conference Call June 4, 2025 5:40 PM ET Company Participants Christopher Lapointe - Chief Financial Officer Conference Cal...
The neobanking industry is thriving globally, providing significant long-term growth opportunities and potential for SoFi's international expansion. SoFi's performance across key metrics clearly indic...
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their ...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
Year | FCF Estimate | % | # Analysts |
---|---|---|---|
2025 | -221.54M | -82.61% | Est @-82.6% |
2026 | 831.00M | -475.11% | Analyst x1 |
2027 | 990.00M | 19.13% | Analyst x1 |
2028 | 1,086.07M | 9.70% | Est @9.7% |
2029 | 1,167.57M | 7.50% | Est @7.5% |
2030 | 1,232.81M | 5.59% | Est @5.6% |
2031 | 1,289.11M | 4.57% | Est @4.6% |
2032 | 1,338.91M | 3.86% | Est @3.9% |
2033 | 1,383.99M | 3.37% | Est @3.4% |
2034 | 1,422.94M | 2.81% | Est @2.8% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
Year | FCF | Discount Factor | PV of Future FCF |
---|---|---|---|
2023A | -7.34B | 1.00 | -7.34B |
2024A | -1.27B | 1.00 | -1.27B |
2025E | -221.54M | 1.12 | -197.63M |
2026E | 831.00M | 1.26 | 661.32M |
2027E | 990.00M | 1.41 | 702.83M |
2028E | 1.09B | 1.58 | 687.83M |
2029E | 1.17B | 1.77 | 659.65M |
2030E | 1.23B | 1.98 | 621.34M |
2031E | 1.29B | 2.22 | 579.61M |
2032E | 1.34B | 2.49 | 537.03M |
2033E | 1.38B | 2.79 | 495.21M |
2034E | 1.42B | 3.13 | 454.20M |
Terminal | 15.20B | 3.13 | 4.85B |
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