Sapiens International Corporation N.V. Investors: Company Investigated by the Portnoy Law Firm
Investors can contact the law firm at no cost to learn more about recovering their losses
Fiscal Year: January - December
Sapiens International Corporation N.V. (SPNS), listed on the NASDAQ, has a market capitalization of $. As of Aug 19, 2025, the stock is trading at $42.64 per share, offering investors a clear view of its current market value. Sapiens International Corporation N.V. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 34.98, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. Sapiens International Corporation N.V. also offers a dividend yield of 1.41%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that Sapiens International Corporation N.V. (SPNS) may be overvalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for Sapiens International Corporation N.V. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for Sapiens International Corporation N.V., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for Sapiens International Corporation N.V. is 30.06, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, Sapiens International Corporation N.V. (SPNS) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether Sapiens International Corporation N.V. (SPNS) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be overvalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of Sapiens International Corporation N.V. (SPNS) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of Sapiens International Corporation N.V.. To access the full SS Score, consider upgrading your subscription.
Sapiens International Corporation N.V. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 34.98. Investors should compare these metrics with industry peers to gauge whether Sapiens International Corporation N.V. is outperforming or underperforming within its sector.
Investors can contact the law firm at no cost to learn more about recovering their losses
Private-equity investor Advent will pay $43.50 a share for Sapiens in an all-cash transaction.
ROCHELLE PARK, N.J. , Aug. 13, 2025 /PRNewswire/ -- Sapiens International Corporation , (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, today ...
Sapiens shareholders to receive $43.50 per share in cash, a 64% premium to Sapiens' undisturbed closing share price of $26.52 on August 8, 2025 KEY HIGHLIGHTS Sapiens shareholders will receive $43.5...
Sapiens UnderwritingPro is recognized in the top category of the "Life/Annuity/Benefits New Business and Underwriting Systems, 2025" report ROCHELLE PARK, N.J. , Aug. 7, 2025 /PRNewswire/ -- Sapiens I...
The new Earnix Price-It™ Connector for Sapiens IDITSuite will provide an integrated, intelligent pricing and rating solution tailored for insurers looking to optimise their current operations. ROCHELL...
ROCHELLE PARK, N.J. , July 23, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, announced...
Sapiens Decision cited as a 'good fit' for customers seeking visionary AI decisioning big thinkers with the capabilities for highly regulated industries' use cases. ROCHELLE PARK, N.J.
ROCHELLE PARK, N.J. , July 9, 2025 /PRNewswire/ -- Sapiens International Corporation (Nasdaq: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, today anno...
New platform marks a major step in Absa Life's core systems transformation, simplifying operations, improving agility, and laying the foundation for AI-driven innovation ROCHELLE PARK, N.J. , June 23,...
New Sapiens CoreSuite release empowers life insurers, agents, customers, and administrators with greater speed, intelligence, and deeper customer engagement via gen AI ROCHELLE PARK, N.J. , June 17, 2...
Sapiens empowers insurer to transform agent experience and drive profitable growth by centralizing decision intelligence ROCHELLE PARK, N.J. , June 10, 2025 /PRNewswire/ -- Sapiens International Corpo...
Sapiens ClaimsPro to streamline operations, enhance reporting, and reduce technical debt for nonprofit auto claims servicing organization ROCHELLE PARK, N.J. , May 21, 2025 /PRNewswire/ -- Sapiens Int...
Event brings insurance leaders together to share strategies for growth, agility, and business impact ROCHELLE PARK, N.J. , May 15, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS...
First London Market Insurer to Leverage Sapiens' Innovative SaaS Solution with LORS & USM Messaging ROCHELLE PARK, N.J. , May 13, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) ...
Sapiens International Corporation N.V. (NASDAQ:SPNS) Q1 2025 Earnings Conference Call May 8, 2025 9:30 AM ET Company Participants Yaffa Cohen-Ifrah - CMO and Head, IR Roni Al-Dor - President and CEO ...
ROCHELLE PARK, N.J. , May 8, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, today anno...
Sapiens earns Celent Luminary in EMEA & APAC and XCelent Awards for Breadth of Functionality and Customer Service in EMEA ROCHELLE PARK, N.J. , May 7, 2025 /PRNewswire/ -- Sapiens International Corpor...
Sapiens' cloud-driven solutions modernises insurer's operations ROCHELLE PARK, N.J. , May 6, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provid...
Acquisition Strengthens Sapiens' Value Proposition Across Global Commercial, Specialty, and London Market Segments ROCHELLE PARK, N.J. , April 28, 2025 /PRNewswire/ -- Sapiens International Corporatio...
A Strategic Move to Strengthen Sapiens' Position in the APAC Market and Strengthen our Life Position Globally ROCHELLE PARK, N.J. , April 22, 2025 /PRNewswire/ -- Sapiens International Corporation (NA...
ROCHELLE PARK, N.J. , April 17, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), a leading global provider of software solutions for the insurance industry, announce...
Sapiens' solution will accelerate Universal Life's growth and efficiency ROCHELLE PARK, N.J. , April 15, 2025 /PRNewswire/ -- Sapiens International Corporation (NASDAQ: SPNS)(TASE: SPNS), a leading gl...
New release streamlines NAIC filings and boosts productivity ROCHELLE PARK, N.J. , April 8, 2025 /PRNewswire/ -- Sapiens International Corporation, (NASDAQ: SPNS) (TASE: SPNS), a leading global provid...
Latest releases elevate automation, risk intelligence, and customization to drive seamless policy management and superior agent experience ROCHELLE PARK, N.J. , April 2, 2025 /PRNewswire/ -- Sapiens I...
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
Year | FCF Estimate | % | # Analysts |
---|---|---|---|
2025 | 89.82M | 13.20% | Est @13.2% |
2026 | 100.30M | 11.66% | Analyst x1 |
2027 | 111.44M | 11.10% | Est @11.1% |
2028 | 120.92M | 8.51% | Est @8.5% |
2029 | 129.02M | 6.70% | Est @6.7% |
2030 | 135.58M | 5.09% | Est @5.1% |
2031 | 141.35M | 4.25% | Est @4.3% |
2032 | 146.53M | 3.67% | Est @3.7% |
2033 | 151.31M | 3.26% | Est @3.3% |
2034 | 155.52M | 2.78% | Est @2.8% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
Year | FCF | Discount Factor | PV of Future FCF |
---|---|---|---|
2023A | 76.85M | 1.00 | 76.85M |
2024A | 79.35M | 1.00 | 79.35M |
2025E | 89.82M | 1.09 | 82.61M |
2026E | 100.30M | 1.18 | 84.84M |
2027E | 111.44M | 1.29 | 86.70M |
2028E | 120.92M | 1.40 | 86.53M |
2029E | 129.02M | 1.52 | 84.91M |
2030E | 135.58M | 1.65 | 82.06M |
2031E | 141.35M | 1.80 | 78.69M |
2032E | 146.53M | 1.95 | 75.02M |
2033E | 151.31M | 2.12 | 71.25M |
2034E | 155.52M | 2.31 | 67.36M |
Terminal | 2.56B | 2.31 | 1.11B |
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