52nd Consecutive Year of Dividend Increases for United Bankshares, Inc.
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--52nd Consecutive Year of Dividend Increases for United Bankshares, Inc.
Fiscal Year: January - December
United Bankshares, Inc. (UBSI), listed on the NASDAQ, has a market capitalization of $. As of Dec 07, 2025, the stock is trading at $38.02 per share, offering investors a clear view of its current market value. United Bankshares, Inc. is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 12.45, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. United Bankshares, Inc. also offers a dividend yield of 3.89%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that United Bankshares, Inc. (UBSI) may be undervalued compared to its intrinsic worth. However, to see the exact DCF fair value, please Login or Upgrade for access.
The proprietary SS Score for United Bankshares, Inc. is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for United Bankshares, Inc., Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for United Bankshares, Inc. is 11.07, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, United Bankshares, Inc. (UBSI) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether United Bankshares, Inc. (UBSI) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. Our analysis indicates that the stock may be undervalued compared to its intrinsic value. However, it is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of United Bankshares, Inc. (UBSI) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of United Bankshares, Inc.. To access the full SS Score, consider upgrading your subscription.
United Bankshares, Inc. is a significant player in the industry sector, with a market capitalization of $ and a competitive P/E ratio of 12.45. Investors should compare these metrics with industry peers to gauge whether United Bankshares, Inc. is outperforming or underperforming within its sector.
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--52nd Consecutive Year of Dividend Increases for United Bankshares, Inc.
United Bankshares is upgraded from "Hold" to a soft "Buy" due to improved fundamentals and attractive valuation. The acquisition of Piedmont Bancorp significantly boosted UBSI's assets, deposits, and ...
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WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Announces Record Earnings for the Third Quarter of 2025.
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WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares Declares Third Quarter Dividend.
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United Bankshares (UBSI -1.23%), a regional banking company with deep roots in commercial lending and a significant presence across the Mid-Atlantic and Southeast regions, reported record results for ...
United Bankshares (UBSI -0.73%), a regional bank holding company with a presence across the Mid-Atlantic and Southeast, released results for Q2 2025 on July 24, 2025. The company reported record net i...
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2025.
United Bankshares' frequent acquisitions, including the recent Piedmont Bancorp deal, have led to deteriorating financial metrics and integration challenges. Key ratios like ROA, ROE, and capital leve...
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WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Holds Annual Meeting of Shareholders.
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares Declares Second Quarter Dividend.
The May collection of Dividend Kings grew to 55, with Automatic Data Processing and RLI Corporation joining, despite two companies dropping off for not increasing dividends. Six top-yield Dividend Kin...
WASHINGTON, D.C. & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Announces Earnings for the First Quarter of 2025.
WASHINGTON, April 14, 2025 (GLOBE NEWSWIRE) -- United Bank (NASDAQ: UBSI) and the Federal Home Loan Bank of Atlanta (FHLBank Atlanta) announced today an investment of $4.7 million in grant funding, de...
The article highlights 55 Dividend Kings, noting that five of the top ten by yield offer annual dividends from a $1K investment exceeding their single share prices. Analysts predict top-ten Kingly net...
United Bankshares, the holding company for West Virginia's United Bank, has notched up over 50 years of consecutive annual dividend growth. United has consistently outperformed peers on credit quality...
United Bankshares has a solid dividend history but lacks significant growth, prompting a hold rating instead of a buy. UBSI's loan portfolio and non-interest-bearing deposits have stalled, indicating ...
WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. to Present at the Raymond James 46th Annual Institutional Investors Conference.
Below estimates were sourced from SimplyWallSt and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | # Analysts |
|---|---|---|---|
| 2025 | 474.33M | 9.46% | Est @9.5% |
| 2026 | 515.34M | 8.65% | Est @8.6% |
| 2027 | 531.58M | 3.15% | Est @3.2% |
| 2028 | 547.44M | 2.98% | Est @3.0% |
| 2029 | 563.17M | 2.87% | Est @2.9% |
| 2030 | 577.91M | 2.62% | Est @2.6% |
| 2031 | 592.73M | 2.57% | Est @2.6% |
| 2032 | 607.71M | 2.53% | Est @2.5% |
| 2033 | 622.94M | 2.51% | Est @2.5% |
| 2034 | 637.41M | 2.32% | Est @2.3% |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2023A | 423.55M | 1.00 | 423.55M |
| 2024A | 433.33M | 1.00 | 433.33M |
| 2025E | 474.33M | 1.11 | 427.23M |
| 2026E | 515.34M | 1.23 | 418.08M |
| 2027E | 531.58M | 1.37 | 388.43M |
| 2028E | 547.44M | 1.52 | 360.30M |
| 2029E | 563.17M | 1.69 | 333.84M |
| 2030E | 577.91M | 1.87 | 308.56M |
| 2031E | 592.73M | 2.08 | 285.05M |
| 2032E | 607.71M | 2.31 | 263.24M |
| 2033E | 622.94M | 2.56 | 243.04M |
| 2034E | 637.41M | 2.85 | 223.99M |
| Terminal | 7.66B | 2.85 | 2.69B |
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