Fiscal Year: January - December
TransUnion (TRU), listed on the NYSE, has a market capitalization of $15.12B. As of Oct 22, 2026, the stock is trading at $78.93 per share@else an unavailable price , offering investors a clear view of its current market value. TransUnion is a prominent player in the industry sector, attracting both institutional and retail investors due to its performance and potential.
With a P/E ratio of 20.87, investors can assess the stock's valuation in comparison to its earnings. A P/E ratio is a crucial indicator for value investors, showing whether the stock is over or undervalued relative to its current earnings. TransUnion also offers a dividend yield of 0.63%, making it an attractive option for income-focused investors who seek regular dividends.
Our Discounted Cash Flow (DCF) analysis reveals that TransUnion (TRU) has a DCF fair value that is only shown to premium members. To see it, please Login or Upgrade for access.
The proprietary SS Score for TransUnion is a unique metric that analyzes the company's financial health and growth potential. The score takes into account critical factors such as revenue growth, net income, free cash flow (FCF) compound annual growth rate (CAGR), the trend of shares outstanding, and the debt-to-FCF ratio. This helps investors to make a more informed decision, as an undervalued stock might still have poor financial fundamentals.
To view the detailed SS Score for TransUnion, Login or Upgrade for access.
The Price to Free Cash Flow (P/FCF) ratio for TransUnion is 19.19, offering insights into how much investors are paying for the company's free cash flow. A lower P/FCF ratio typically suggests that the stock is undervalued, while a higher ratio may indicate overvaluation.
In summary, TransUnion (TRU) has shown consistent financial performance, as illustrated by the financial charts above, which track its revenue growth, net income, free cash flow, and shares outstanding over the past several years. These metrics provide investors with key insights into the company's past and projected future performance. Investors should use the SS Score alongside the DCF Fair Value to make better-informed decisions about whether to buy or hold the stock.
*This analysis is for informational purposes only and does not constitute investment advice. Always read the company's 10-K filings and do your own research before making any investment decisions.
Whether TransUnion (TRU) is a good stock to buy depends on various factors, including its financial health, market conditions, and your investment strategy. It is important to assess the SS Score and review the company's fundamentals before making any investment decisions.
The fair value of TransUnion (TRU) is determined through our Discounted Cash Flow (DCF) analysis. This value represents the intrinsic worth of the stock based on its expected future cash flows. To view the specific fair value, consider subscribing to our service for complete access.
The SS Score is a proprietary financial quality metric that assesses factors such as revenue growth, net income, free cash flow growth, and debt levels. It helps investors evaluate the overall financial health of TransUnion. To access the full SS Score, consider upgrading your subscription.
TransUnion is a significant player in the industry sector, with a market capitalization of $15.12B and a competitive P/E ratio of 20.87. Investors should compare these metrics with industry peers to gauge whether TransUnion is outperforming or underperforming within its sector.
UBS raised the firm’s price target on TransUnion (TRU) to $83 from $75 and keeps a Neutral rating on the shares.
New solution links in-store purchase activity to persistent identities, helping merchants recognize previously unknown shoppers New solution links in-store purchase activity to persistent identities, ...
TransUnion has introduced new solutions designed to help organizations combat synthetic identity fraud and credit washing. The company says its Credit Washing and Synthetic Fraud Scores, announced Tue...
Innovative new scores enable organizations to better identify risk throughout the consumer lifecycle; Oscilar's Agentic Risk Platform is the first to offer the scores
Recognized in the “Technology: Hardware or Web Services” category for turning a fragmented marketing landscape into a cohesive brand experience that drives awareness and demand Recognized in the “Tech...
Mizuho lowered the firm’s price target on TransUnion (TRU) to $74 from $77 and keeps a Neutral rating on the shares. The firm reduced targets in the business services group…
RBC Capital lowered the firm’s price target on TransUnion (TRU) to $92 from $100 and keeps an Outperform rating on the shares as part of broader research, note: previewing Q3…
TransUnion's flagship communication solution wins in the Connectivity & Communication category TransUnion's flagship communication solution wins in the Connectivity & Communication category
BofA analyst Curtis Nagle lowered the firm’s price target on TransUnion (TRU) to $85 from $92 and keeps a Neutral rating on the shares ahead of the Q3 report due…
CHICAGO, Oct. 14, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) announced today that it is making it easier for millions of Americans to find personalized credit offers that meet their needs. The co...
Morgan Stanley lowered the firm’s price target on TransUnion (TRU) to $97 from $106 and keeps an Overweight rating on the shares. In an earnings preview for the firm’s business…
Data-first workflow lets lenders review credit insights before purchasing scores Data-first workflow lets lenders review credit insights before purchasing scores
Morgan Stanley analyst Toni Kaplan reiterates Overweight ratings on TransUnion (TRU) and Equifax (EFX) after Bloomberg reported the Federal Housing Finance Agency may direct Fannie Mae (FNMA) and Fred...
Goldman Sachs lowered the firm’s price target on TransUnion (TRU) to $68 from $77 and keeps a Neutral rating on the shares.
Barclays lowered the firm’s price target on TransUnion (TRU) to $70 from $85 and keeps an Equal Weight rating on the shares. The firm adjusted targets in the business services…
CHICAGO, Oct. 01, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the third quarter ended September 30, 2026, in a press release to be issued at approximately 6:...
Three-year commitment provides greater pricing certainty and drives innovation as FHFA announces VantageScore 4.0 availability for all approved Fannie Mae and Freddie Mac lenders Three-year commitment...
Goldman Sachs lowered the firm’s price target on TransUnion (TRU) to $77 from $89 and keeps a Neutral rating on the shares.
Malte Bernholz will join TransUnion (TRU) as Executive Vice President, Chief Strategy and Corporate Development Officer, effective September 28. In this newly created role, Bernholz will lead TransUni...
Accomplished executive to lead strategy and corporate development function driving TransUnion's next chapter of global growth and innovation Accomplished executive to lead strategy and corporate devel...
UBS lowered the firm’s price target on TransUnion (TRU) to $80 from $82 and keeps a Neutral rating on the shares.
TransUnion (TRU) announced that Todd Cello, Executive Vice President, Chief Financial Officer, has made the personal decision to step down after 29 years with the company, including nine years as…
Backs Q3 revenue view $1.29B-$1.31B, consensus $1.31B.
Backs FY26 revenue view $5.13B-$5.16B, consensus $5.17B.
CHICAGO, Sept. 23, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Todd Cello, Executive Vice President, Chief Financial Officer (CFO), has made the personal decision to step down...
Projected from reported cash flow (SEC filings). The starting point is the latest yearly revenue times the median free cash flow margin of the last five years. Years 1 to 5 grow at the revenue growth rate of the last five years (between -5% and 15%), and years 6 to 10 slow down to the 2.5% perpetual growth rate. These are Studying Stocks' own estimates, not analyst forecasts, and are intended for educational purposes only as a baseline for the analysis.
| Year | FCF Estimate | % | Source |
|---|---|---|---|
| 2026 | 636.27M | 12.58% | Projected |
| 2027 | 716.31M | 12.58% | Projected |
| 2028 | 806.41M | 12.58% | Projected |
| 2029 | 907.85M | 12.58% | Projected |
| 2030 | 1,022.05M | 12.58% | Projected |
| 2031 | 1,130.02M | 10.56% | Projected |
| 2032 | 1,226.60M | 8.55% | Projected |
| 2033 | 1,306.72M | 6.53% | Projected |
| 2034 | 1,365.73M | 4.52% | Projected |
| 2035 | 1,399.87M | 2.50% | Projected |
Below are the FCF estimates with the discount factor and the calculated present value with the terminal value that led the results above.
| Year | FCF | Discount Factor | PV of Future FCF |
|---|---|---|---|
| 2024A | 516.70M | 1.00 | 516.70M |
| 2025A | 661.60M | 1.00 | 661.60M |
| 2026E | 636.27M | 1.09 | Login |
| 2027E | 716.31M | 1.19 | Login |
| 2028E | 806.41M | 1.30 | Login |
| 2029E | 907.85M | 1.42 | Login |
| 2030E | 1.02B | 1.55 | Login |
| 2031E | 1.13B | 1.69 | Login |
| 2032E | 1.23B | 1.85 | Login |
| 2033E | 1.31B | 2.01 | Login |
| 2034E | 1.37B | 2.20 | Login |
| 2035E | 1.40B | 2.40 | Login |
| Terminal | 2.40 | Login |
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